Risk Factors Update Summary
- Non-interest-bearing demand deposits decreased from $2.1 billion to $1.9 billion.
- Interest-bearing checking accounts decreased from $592 million to $577 million.
- Byline Bank's dividend capacity decreased from $126 million to $97 million.
- Real estate loans increased from $436 million to $525 million, with significant increases in various categories.
- Gains recognized from the SBA Preferred Lender's Program decreased from $31 million to $22 million.
- Goodwill increased from $148 million to $181 million, representing 18.4% of total stockholders' equity.
- Customer deposits decreased from $5.7 billion to $5.2 billion, impacting funding costs and liquidity.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=1702750&owner=exclude
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