Risk Factors Update Summary
- Energy loans decreased from 5% to 0% of the loan portfolio, reflecting a shift in risk exposure.
- Commercial real estate loans decreased from 36% to 35% of the loan portfolio.
- Energy loans decreased from $925 million to $935 million, indicating a slight increase.
- Unrealized losses on securities portfolio could affect liquidity, potentially impacting market perceptions.
- Increased focus on deposit composition, uninsured deposits, and regulatory scrutiny may impact profitability.
- Increased cyber attack risks and regulatory scrutiny may affect financial condition and operations.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=39263&owner=exclude
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