Risk Factors Update Summary
- The Corporation's revenue sources clarified: net interest income from loans and deposits, noninterest income from other services.
- Increased criticized loans in leveraged and automotive portfolios could adversely affect credit metrics.
- Moody's and S&P downgraded credit ratings post-banking industry disruptions in early 2023.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=28412&owner=exclude
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