Risk Factors Update Summary

• Established related person transaction committee for transactions exceeding $120,000 with related parties.
• D & B faces increased competition for its solutions as it expands, with competitors having varying capabilities and potentially superior products. This could impact financial results.
• Failure to maintain effective financial reporting processes in unconsolidated affiliates may impact financial reporting.
• D & B could lose access to data providers, face untimely data, or increased costs due to changing regulatory requirements, impacting operations.
• Increased regulatory oversight on privacy and cybersecurity laws, including potential fines for non-compliance.
• D & B faces risks related to data security incidents, potential loss of sales, and legal claims due to data integrity failures.
• Loss of third-party IT service provider could impact IT resources and operations, leading to increased costs.
• D & B may incur significant expenses to ensure compliance with evolving laws and regulations, impacting financial condition.
• D & B faces risks of loss due to money laundering and fraud, which could materially harm the business.
• Anticipate federal and state regulators to enact more privacy and cybersecurity legislation, impacting operations.
• Alight faces increased competition and pricing pressure, potentially requiring cost reductions or service level decreases.
• Failure to comply with data protection regulations could result in substantial fines and penalties.
• Alight's reliance on complex IT systems exposes it to legal liability and operational risks in case of disruptions or cyber-attacks.
• Acquisitions may not realize anticipated benefits due to complexities, impacting earnings and financial performance.