Risk Factors Update Summary
- Transitioned from "hackers" to "threat actors" in cybersecurity risks, emphasizing evolving threats.
- Mentioned cybersecurity insurance limitations, potential denial of coverage, and impact on operations.
- Added natural disasters to financial pressures on consumers, impacting purchasing volume and pricing.
- Updated cybersecurity measures and risks, highlighting potential network compromises and data breaches.
- Changed "year" to "year" in forecasting collections, affecting revenues and operations.
- Increased emphasis on cybersecurity risks, including breaches and information system compromises.
- Reduced ability to terminate forward flow agreements, potentially impacting returns.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=1084961&owner=exclude
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