Risk Factors Update Summary
- Increased regulatory scrutiny under the current administration in the U.S. and Latin America, including new lawsuit allegations, could lead to significant liabilities.
- If the loan origination model is challenged, the company could face penalties, fines, and potential licensing violations.
- The loss of services of senior management or an increase in wages could adversely affect business operations.
- Changes in interest rates, economic conditions, and minimum wage laws could impact demand for products.
- The company's risk management policies may not effectively identify or mitigate financial risks, potentially leading to losses.
- Legal risks related to regulatory proceedings and litigation could impact the company's financial condition and operations.
- The company's cyber and other insurance policies may not provide adequate coverage for potential liabilities.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=840489&owner=exclude
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