Risk Factors Update Summary
- Increased credit risk due to concentration in loans to individual borrowers, locations, or industries.
- Liquidity risks due to potential higher funding costs and increased FDIC premiums.
- Regulatory compliance risks from increased scrutiny and potential impacts on operations and growth.
- Operational risks from cybersecurity threats, including ransomware attacks and potential disruptions.
- Market risks from interest rate changes impacting income and cash flows.
- Strategic risks from competition, real-time payment networks, and acquisitions' effectiveness.
- Reputation risks from ESG practices, regulatory actions, and potential litigation.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=35527&owner=exclude
This content requires a 'Free' membership to view. Please create one here.
This content requires a 'Free' membership to view. Please create one here.