Risk Factors Update Summary
- Failure to access capital markets could negatively impact liquidity and ability to implement business plan.
- ACL increased from $2 billion to $4 billion at December 31, 2023.
- CCPA law in California broadens personal information definition, impacting data handling.
- An increase in delinquencies could occur due to changes in economic conditions.
- Cybersecurity risks could lead to loss of customers and business opportunities.
- Market Risks: Changes in Federal Reserve policies, including increasing the federal funds rate.
- Regulatory actions may lead to suspending or reducing businesses, affecting revenue.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=49196&owner=exclude
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