Company – Scrape Financial
Risk Factors Summary

Risk Factors Update Summary

  • Failure to access capital markets may restrict growth, negatively impact earnings, and affect strategic goals.
  • ACL increased from $2 billion to $4 billion at December 31, 2023.
  • Global events and financial market volatility could adversely impact economic conditions and market demand.
  • An increase in delinquencies could result from changes in economic conditions affecting sectors.
  • A reduction in credit rating could negatively impact financial condition, liquidity, and earnings.
  • Cybersecurity risks, including security breaches, could lead to loss of customers and business opportunities.
  • Changes in Federal Reserve monetary policies, including increasing the federal funds rate, may impact interest rates.

Full Text Changes in Most Recent 10-K

Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.

To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=49196&owner=exclude

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