Risk Factors Update Summary
- The Company's investment portfolio now includes limited partnerships, alternative investments, and equity securities. This change might result in fluctuations in earnings due to economic volatility.
- Increases in interest rates could lead to economic downturns, reducing demand for products and impacting investment portfolio values.
- Climate change effects, such as rising sea levels and severe weather events, could impact investments and reduce demand for products.
- Changes in interest rates may impact the Company's ability to realize tax benefits from recognized capital losses.
- Technological advancements and innovation in the insurance industry may affect market share and competitiveness.
- Inflation risks, including higher costs for medical services and repairs, may increase claim settlement expenses.
- Regulatory changes related to environmental, social, and governance practices could increase operating expenses and litigation risk.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=874766&owner=exclude
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