Company – Scrape Financial
Risk Factors Summary

Risk Factors Update Summary

  • The Company faces increased credit losses due to changing consumer credit behavior, with HDFS retail credit losses expected to continue to rise.
  • The ongoing Russia-Ukraine conflict could lead to significant market disruptions, impacting the economy and the Company's financial condition.
  • The Company aims to achieve net zero carbon emissions by 2050, requiring additional funds.
  • Benchmark interest rate rises impact consumer financing rates, affecting vehicle sales decisions and the Company's operations.
  • Geopolitical conditions, like the conflict between Russia and Ukraine, may disrupt commerce and the economy, impacting the Company.
  • Legal proceedings and disputes could harm the Company's financial condition, reputation, and brand, leading to significant financial resource expenditure.
  • The Company's reliance on third parties for various operations exposes it to risks like unfavorable pricing, untimely delivery, or poor quality.

Full Text Changes in Most Recent 10-K

Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.

To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=793952&owner=exclude

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