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Risk Factors Update Summary
- Transition from LIBOR may adversely affect business, financial condition, and results of operations.
- At June 30, 2024, approximately $3 billion, or 91%, of our total loan portfolio was credit losses.
- Significant deterioration in value of loans, especially in retail, hotels, and office buildings, could adversely affect financial condition.
- Commercial real estate loans totaled $406 million, or 29%, of our total loan portfolio.
- At June 30, 2024, commercial construction loans were $118 million, or 7% of our total loan portfolio.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=1769663&owner=exclude
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