Risk Factors Update Summary
- Inflationary pressures may impact operations as inflation has remained elevated through 2023.
- Interest rate changes could reduce net interest income, affecting shareholders' equity.
- Changes in accounting for credit losses could result in a decline of $175,000 to $250,000.
- Regulatory policies on commercial real estate loans could limit capital leverage and growth.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=1168455&owner=exclude
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