Company – Scrape Financial
Risk Factors Summary

Risk Factors Update Summary

  • Net interest income would increase by 0.25% if interest rates immediately rose by 100 basis points.
  • Total commercial investor real estate loans increased from 26% to approximately 30%.
  • Market interest rates increased from 4.25% to 5.50% over the year.
  • Goodwill and other intangible assets increased from $383 million to $391 million.
  • Failure to adapt to ESG-related compliance costs could increase operational costs.
  • Commercial real estate loan portfolio decreased from 70% to 69% of total loans.
  • The price of common stock fluctuated between $32 and $66 per share.

Full Text Changes in Most Recent 10-K

Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.

To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=824410&owner=exclude

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