Risk Factors Update Summary
- Interest rates had been at historic lows, but in 2022 and 2023, rates increased significantly.
- The performance of our insurance subsidiaries' investment portfolio is highly dependent on financial factors.
- The introduction of AI and machine learning presents risks and challenges to our insurance subsidiaries.
- Compliance with privacy and cybersecurity regulations could result in fines and enforcement actions.
- Global cybersecurity threats, including phishing and malware, pose risks to our businesses.
- The insurance market cyclicality may impact our businesses' financial performance and results.
- Changes in currency exchange rates could have a material adverse effect on our insurance subsidiaries.
Full Text Changes in Most Recent 10-K
Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.
To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=1393726&owner=exclude
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