Company – Scrape Financial
Risk Factors Summary

Risk Factors Update Summary

  • Legislative proposals could reform GSEs, impacting our business. Changes in rules could adversely affect us.
  • Failure to meet regulatory requirements for servicing loans may lead to fines and loss of revenue.
  • Compliance requirements increased significantly, now numerous federal, state, and local laws and regulations.
  • Acquisition of RoundPoint exposes us to new risks in mortgage servicing, impacting financials.
  • Non-compliance with evolving regulations may result in loss of licenses and adversely affect operations.
  • Dependence on third-party service providers poses risks of non-compliance and service disruptions.
  • Competition for talent poses a risk; losing key employees could materially affect operations.

Full Text Changes in Most Recent 10-K

Intended use: review the highlighted statements. These are additions to the risk factors disclosure in the most recent 10-K filing compared to the previous 10-K filing. Deleted and moved text is less important and is shown for context.

To view the full company filings, click on the following link to be taken to the SEC EDGAR database landing page for the company: https://www.sec.gov/edgar/browse/?CIK=1465740&owner=exclude

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